1. You scan the QR code on the merchant’s tablet with the Joyn app on your smartphone.
2. You choose an available coupon and press ‘Redeem’.
3. The merchant enters the amount and confirms with the button ‘Save points and pay’.
4. The merchant can change the amount and indicates that you want to pay with Edenred, Monizze or Payconiq by Bancontact.
5. The available payment options appear on the merchant’s tablet.
6. The merchant selects the desired payment solution from the available options.